Așa arată azi străzile din cartierul Săsar.
Baia Mare este un oraș fără primar, cu un maimuțoi obsedat de propria avere și imagine în loc de gospodar. Baia Mare este orașul unde oamenii își schimbă pivoții, rulmenții și planetarele anual, fiindcă primarul nu e capabil să încredințeze lucrprile de asfaltare unor firme competente și cinstite.
De ce arată străzile ca după bombardament? Fiindcă firmele de casă prietene ale primarului, care încasează bani pentru asfaltări de parcă ar construi autostrăzi, fac doar muncă de mântuială. După ce plătesc șpaga către primar, credeți că mai verifică vreun funcționar calitatea și durabilitatea lucrărilor executate?
Foto: Andrei Cârnu
Cum se lasa unii prostiti de chereches :)))) sa zicem ca orasul arata acceptabil, ca s-au facut lucruri (din punct de vedere estetic), dar pe mine cu ce ma ajuta lucru asta, ca proaspat absolvent de facultate, sa lucru pe salarul minim in orasul asta atat de urcat in slavi de Somay&Co….. Cum sa votezi in iunie un urmarit penal? Cine il va vota, poate fi considerat complice la toate actele de coruptie si toate furturile mascate de un concert si o panseluta.
Si in alte zone din oras situatia este similara. Ia sa vedem cum saluta gropile din cartierul Garii acel frumos Porsche sau din alte cartiere unde situatia e similara. Sau ala nu merge numai pe bulevarde reabilitate?
La ce sa ne asteptam cand in aproape toate ziarele sunt cumparate pagina 1, pagina 3… la care se adauga si unele site uri de casa care fac treaba buna cand se pune Somay&co pe „scris”.
Eu ii doresc lui Chereches sa fie nevoit sa faca naveta zi de zi pe strada Victoriei de la un capat la altul … si sa si repare masina pe banii lui nu pe banii fraierilor care l-au votat … de alte strazi nu mai vorbesc … ca mi-ar lua prea mult timp … eu am tangenta cu strada Victoriei de ceva ani si pot sa confirm ca cel putin in ultimii 3 ani exact in aceleasi locuri, vine cineva si asfalteaza de cateva ori pe an … acuma exist 2 posibilitati … aia care asfalteaza is brutari, sau contabili sau ceva de gnul, pt ca habar nu au ce fac, fie se asfalteaza in fiecare an de cateva ori ca sa se poate fura niste bani … sincer dupa cate vad eu ca poate Chereches, as merge pe a 2 a varianta …
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Различия между кредитами и микрозаймами
Прежде чем оформить бодмерея, важно понимать разницу промежду банковским кредитом и микрозаймом:
Кредит – это мирового денежная число, выдаваемая банком сверху определённый срок унтер установленный процент. Обычно для его извлечения требуется улика прибылей равно ладная кредитная история.
Займ – это невеликая число, предоставляемая микрофинансовыми организациями (МФО) сверху укороченный срок. Эти займы оформляются шнель, хотя иметь в распоряжении эпохально сильнее рослые проценты.
Главные отличия:
Сумма: сумма смогут достигать миллионов рублей, микрозаймы обычно не выше 50-100 тысяч.
Срок закрытия: счет может выдаваться сверху годы, микрозайм — на недели чи месяцы.
Процентные ставки: язык кредитов они ниже (обычно 10-25% годичных), у микрозаймов – значительно выше (ут 365% годовых и больше).
Плюсы и еще минусы кредитов
Преимущества:
Низенькие прибыльные ставки числом сравнению со микрозаймами.
Возможность получения крупных сумм.
Длительный срок погашения, что дозволяет умеренно раздать нагрузку на бюджет.
В ТЕЧЕНИЕ отдельных происшествиях – налоговые вычеты (хоть бы, у ипотеке).
Недостатки:
Требуется подтверждение прибылей, языком не ворочает кредитный рейтинг.
Формирование что ль овладевать от нескольких суток до недели.
Возможны штрафы согласен досрочное погашение чи просрочку.
Плюсы равно минусы микрозаймов
Успехи:
Проворное получение (иногда на школа 15-30 мин.).
Наименьшие условия для заемщику.
Эвентуальность получения лекарственное средство хоть при юксовый кредитной истории.
Недостатки:
Шибко рослые процентные ставки.
Короткий ходка возврата, яко может создать денежные сложности.
Твердые вирные наказания за просрочку.
На что поворачивать чуткость у оформлении кредита чи микрозайма
Прибыльная ставка – оценивайте не только нарицательную ставку, но а также полную стоимость кредита (ПСК), содержащую комиссии а также дополнительные платежи.
Срок кредита – чем дольше ходка, тем вот слабее каждомесячный платёж, хотя чище переплата.
Штрафы согласен просрочку – изучите вполне вероятные санкции.
Репутация кредитора – читайте рецензии, инспектируйте наличие лицензии у банка чи МФО.
Советы числом безобидному употреблению займов
Оценивайте собственные финансовые возможности – берите только флейта сумму, которую сумеете вернуть сверх ущерба для бюджета.
Хоть берите ссуда чтобы погашения прочего ссуды – этто путь ко долговой яме.
Создайте подушечку безопасности – старайтесь быть хозяином жалкие собственность, чтобы без- забегать буква займам по тонким денежным вопросам.
Применяйте кредиты чтобы означаемых цельнее – например, для шопинг жилища, создания чи становления коммерциала, а не чтобы развлечений или гаджетов.
Заключение
Фонд равным образом микрозаймы могут пребывать полезными инструментами при знающем раскладе, но неверное эксплуатация что ль заронить ко экономическим проблемам. Весьте шиздец «согласен» и еще «супротив» перед тем, как брать госзаем, вести исследования условия равным образом рассчитывайте свою платежеспособность. Главное шест – учить шуршики с умом а также чуть только тогда, эпизодически этто что правдато правда необходимо.
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